SENIOR CREDIT APPRAISAL OFFICER – (2 Vacancies, DSM)

BACKGROUND OF TADB 

Tanzania Agricultural Development Bank Limited (TADB) is a Government Institution established under the Companies Act, 2002 and licensed under the provisions of the Banking and Financial Institutions Act No 5 of 2006 and the Banking and Financial Institutions (Development Finance) Regulations, 2012. 

The bank has the following key objectives: 

 To catalyze credit delivery to the agricultural sector and thereby accelerate agricultural growth; 

 To lead, as an apex agricultural financing bank, in capacity building strategies and programmes to strengthen the agriculture financial value chain; 

 To be an important player in the implementation of the Government’s development vision, policies and programmes, including but not limited to the Tanzania Development Vision 2015, Agricultural Sector Development Programme, Kilimo Kwanza Initiative, Second-Generation Financial Sector Reforms as well as in the furtherance of the National Strategy for Growth and Reduction of Poverty for Mainland Tanzania (MKUKUTA), and Zanzibar Strategy for Growth and Reduction of Poverty (MKUZA); 

 To build on existing agro-financing activities through provision of short, medium and long-term facilities to the following: smallholder farmers’ groups, savings and credit cooperative societies (SACCOS), community banks, commercial banks and microfinance institutions (MFIs) that are active in lending to the agricultural sector; 

 To coordinate and monitor agriculture and rural lending activities with a view to maximizing the impact of agricultural growth by working closely with the Ministries and institutions responsible for Agriculture, Regional Administration as well as the numerous players active in this sector; 

 To assist the Government in implementing its policies on enhancing financial inclusion and economic empowerment in the rural areas. 

SENIOR CREDIT APPRAISAL OFFICER – (2 Vacancies, DSM)  
Nature and Scope: 
The successful candidate will report to the Credit Appraisal Manager.  He/She will be responsible in conjunction with the Credit Appraisal Manager for analyzing/appraising loan applications/proposals, processing approvals, ensuring accurate documentation, and maintaining client relationships.

Key Responsibilities 
 Examine incoming applications/facilities requests for correctness and completion;
 Advice clients on financial and economic issues that could affect their credit application;
 Appraise/analyze credit applications;  
 Prepare reports pertaining to credit facilities management;
 Monitor credit facilities and projects and ensure proper use of funds;
 Follow up and ensure adequate servicing of credit facilities;
 Maintain close follow-up of irregular accounts and report on them;
 Negotiate repayments in the case of default by clients;
 Assist in providing training and business advisory services to clients;
 Ensure the necessary and relevant bank records, e.g. loan files, are kept and updated as required;
 Carry out any other duties assigned by the Supervisor from time to time.

Qualifications, Knowledge and Experience: 
 University degree in Economics, Business Administration, Agricultural Economics, Finance, Accounts, Banking or related discipline;
 Minimum of 3 years’ experience in credit assessment and/or relationship banking at Officer level;
 Strong computer based analytic skills.
 Strong written and communication skills with ability to write reports in a concise and focused style;
 Good communication and interpersonal skills;

REMUNERATION  

Tanzania Agricultural Development Bank Limited is an equal opportunity employer. The bank offers an attractive remuneration package, career development opportunities and excellent working environment. 

MODE OF APPLICATION AND DEADLINE 

Qualified candidates should apply in writing to or lodge their applications at the address shown below, enclosing: 

1. Application letter showing how they meet the requirements of the position; 

2. An up-to-date Curriculum Vitae; 

3. Contacts stating name in full, physical address, telephone numbers and e-mail addresses of the candidate; 4. Certified copies of relevant certificates 

5. Names and full contacts of three (3) referees.  

Closing date: Applications should reach the undersigned not later than 4.00 pm on Friday, 22nd September 2017. Managing Director, Tanzania Agricultural Development Bank, 3rd Floor Acacia Estates Building,  Plot 84 Kinondoni Road, P.O. Box 63372, 14109 DAR ES SALAAM. Email: info@tadb.co.tz For further information, please visit the Bank’s website: www.tadb.co.tz